This website is owned and operated by Life Creations Ltd ("Company," "it", "me," "my" and "I,"). These terms set forth the terms and conditions under which you may use this website and services as offered by Life Creations Ltd. This website offers the following services: programmes, mentoring, tuition, live panels and events. By accessing or using the website of our service, you approve that you have read, understood and agree to be bound by these Terms. Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. Life Creations Ltd reserves the right, in its sole discretion, to make changes or modifications to these Terms of Use from time to time. Life Creations Ltd will alert you about any changes by updating the "Last updated" date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use this Site so that you understand which Terms apply. You will be subject to and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Site. If you are a minor, you must have your parent or guardian read and agree to these Terms of Use prior to you using the Site. You are not allowed to use this website and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you. When buying a service, you agree that: (a) you are responsible for reading the full service listing before making a commitment to buy it: (b) you enter into a legally binding contract to purchase a service when you commit to buy a service and you complete the check-out payment process. The prices Life Creations Ltd charge for using its services/ products will be outlined to you via request of a specific service. A price booklet will be given to you as a means of you showing interest for either our programmes, mentoring or tuition services and you will be contacted personally thereafter.

Programmes and mentoring booked via this website and/or our team cannot be refunded. However our tuition sessions booked can be cancelled but with 72 hours notice >. It is important to email either yvonne@lifecreationsltd.com upon this request.

Life Creations Ltd may change the services; stop providing the services or any features of the services offered; or create limits for the services. Life Creations Ltd may permanently or temporarily terminate or suspend access to the services without notice and liability for extenuating circumstance and situations. You will be notified of any changes, stoppages and/or limitations to our services via email.

If for any reason you are not satisfied with a service, please contact yvonne@lifecreationsltd.com order to resolve the relevant issue or problem. Where applicable and pending an internal investigation, Life Creations Ltd can negotiate a partial refund or an attempt to add more value practically via to help compensate or ensure you are happy with the service. I.e offer an additional service for free or redo a service.

The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of Life Creations Ltd. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof. You recognise and agree that by uploading any content (including, but not limited to designs, images, animations, videos, audio files, fonts, logos, illustrations, compositions, artworks, interfaces, text and literary works) through any means to the website, you confirm that you own all the relevant rights or received the appropriate license to upload/transfer/send the content. You agree and consent that the uploaded/transferred content may be publicly displayed at the website.

Life Creations Ltd may permanently or temporarily terminate or suspend your access to the service without notice and liability for any reason, including if in its sole determination you violate any provision of these Terms or any applicable law or regulations. You may discontinue use and request to cancel your account and/or any services at any time. Notwithstanding anything to the contrary in the foregoing, with respect to automatically-renewed subscriptions to paid services, such subscriptions will be discontinued only upon the expiration of the respective period for which you have already made payment.

By using the Site, you represent and warrant that: (a) you may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by Life Creations Ltd; (b) all registration information you submit will be true, accurate, current, and complete; (c) you will maintain the accuracy of such information and promptly update such registration information as necessary; (d) you have the legal capacity and you agree to comply with these Terms of Use; (e) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Site; (f) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (g) you will not use the Site for any illegal or unauthorised purpose; and (h) your use of the Site will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. Life Creations Ltd reserves the right to remove, reclaim, or change a username you select if it determine, in its sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

You agree to indemnify and hold Life Creations Ltd harmless from any demands, loss, liability, claims or expenses (including solicitor fees), made against it by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website.

Life Creations Ltd will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although Life Creations Ltd performs regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that Life Creations Ltd shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against Life Creations Ltd arising from any such loss or corruption of such data.

To the maximum extent permitted by applicable law, in no event shall Life Creations Ltd, be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the service. To the maximum extent permitted by applicable law, Life Creations Ltd assumes no liability or responsibility for any (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of Life Creations Ltd services; and (c) any unauthorised access to or use of Life Creations Ltd's secure servers and/or any and all personal information stored therein.

Life Creations Ltd reserves the right to modify these terms from time to time at its sole discretion. Therefore, you should review these page periodically. When Life Creations Ltd changes the Terms in a material manner, Life Creations Ltd will notify you that material changes have been made to the Terms. Your continued use of the Website or our service after any such change constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future version of the Terms, do not use or access (or continue to access) the website or the service.

You agree to receive from time to time promotional messages and materials from Life Creations Ltd, by mail, email or any other contact form you may provide us with (including your phone number for calls or text messages). If you don't want to receive such promotional materials or notices – please just notify us at: yvonne@lifecreationsltd.com at any time.

These Terms, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the services, shall be governed by, construed under and enforced in all respects solely and exclusively in accordance with the internal substantive laws of United Kingdom / England, without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by a court of competent jurisdiction located in London, United Kingdom. The application of the United Nations Convention of Contracts for the International Sale of Goods is hereby expressly excluded.

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: yvonne@lifecreationsltd.com.

This Cookie Policy explains how Life Creations ("Company," "it", "we", "us" and "our") uses cookies and similar technologies to recognise you when you visit our website at https://www.lifecreationsltd.com ("Website"). It explains what these technologies are and why we use them as well as your rights to control our use of them. In some cases we may use cookies to collect personal information, or that becomes personal information if I combine it with other information.

We receive, collect and store any information you enter on our website or provide me us any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile.

When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated in points 1, 3, 4 and 7 only.

We collect such Non-personal and Personal Information for the following purposes: To provide and operate the Services; To provide our Users with ongoing customer assistance and technical support; To be able to contact our Visitors and Users with general or personalised service-related notices and promotional messages; To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or my business partners may use to provide and improve our respective services; To comply with any applicable laws and regulations.

This website is hosted on the Wix.com platform. Wix.com provides me with the online platform that allows me to sell our products and services to you. Your data may be stored through Wix.com’s data storage, databases and the general Wix.com applications. They store your data on secure servers behind a firewall. All direct payment gateways offered by Wix.com and used by me adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our work, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail.

Performance and functionality cookies: These cookies are used to enhance the performance and functionality of our Website but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable. Analytics and customisation cookies: These cookies collect information that is used either in aggregate form to help us understand how our Website is being used or how effective our marketing campaigns are, or to help us customise our Website for you.

How can I control cookies on my browser? As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information. The following is information about how to manage cookies on the most popular browsers: Chrome Internet Explorer Firefox Safari Edge Opera In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit: Digital Advertising Alliance Digital Advertising Alliance of Canada European Interactive Digital Advertising Alliance If you don’t want us to process your data anymore, please contact us at: yvonne@lifecreationsltd.com.

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, I will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If you would like to: access, correct, amend or delete any personal information we have about you, you are invited to contact us at: yvonne@lifecreationsltd.com.